WHAT WILL HAPPEN WHEN I GET OFF MY PARENTS HEALTH INSURANCE?

WELL MY NAME IS ASHLEY I HAVE HAD CHRONS FOR ABOUT A YEAR OR 2 NOW AND IM GOING THROUGH IT. I WILLBE A SENIOR NEXT YEAR GETTIN G READY TO GO TO COLLEGE AND I WAS WONDERING WHATS GOING TO HAPPEN WHEN I CANT BE ON MY PARENTS HEALTH INSURANCE ANYMORE?? DOES ANYBODY HAVE AN ANSWER.....

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Insurance coverage
by: John

Ashley,

Per Federal law, you are allowed to remain on your parents insurance until age 26 if you are a full time student. Beyond age 26, you can remain on their insurance for an additional 18 months utilizing COBRA coverage through their insurance. It is a bit more expensive but at least you are covered.

We are kind of in the same boat. My son was diagnosed 18 months ago as he was finishing up his undergrad degree. He will begin his second year of optometry school in Chicago this August at which time he will turn 26. We will keep him on our insurance using COBRA until we see what pans out with Obama Care which goes into effect on January 1, 2014. If things look like they are going to work, we will sign him up for individual coverage but if it is totally unorganized, we will continue with COBRA until it gets straightened out.

Since you are just finishing up high school, you
shouldn't have to worry about coverage for a while as long as you are a full time student.

Good luck,

John


I'd like to offer a possible alternative
by: Kit Campbell .com

It is with much sadness that I see any sufferer of the gastrointestinal tract write about their experiences.
Through this site, I have 'shared' with quite a few individuals now and the positive results just keep me going on.
Please note that I am not a doctor, nor a medical specialist, but I am a PREVIOUS sufferer of 40 years of Crohn's disease, from 3 months old, and am now free from it at 55 :)
I would like to pose a suggestion.
There are 22 messages here about health insurance.
Whatever you feel is necessary to do right, do it. Whether it is health insurance, medicine or surgery.
What I would like to offer is to coach one of you and share this with others anonymously.
Should we have the success of clearing you from Crohn's, then you would have the opportunity to help others, just like you might have helped yourself.
There is an important factor that needs to be in place for me to work with you.
You need to be open with your thinking, be open to change the way that you think and above all, be honest.
Please email me your interest and I will send you a list of questions, in order to determine who I choose.
Please understand, this is just someone who suffered and who would like to help others help themselves to stop suffering too.
I wish to share with the medical profession, that cells in the body respond and change to their environment. It's very obvious now.
I have just last week given a lecture at the University of Tasmania to an audience of scientists and doctors and as a result, the IBD specialist who invited me, wants to do a medical paper with me to present to the medical board and hopefully change the way medical students are taught. I am also going to be speaking to the students there in further talks.
The 'sharings' that I have can be adapted to anyone who reads them, so hopefully this will help others along the way. There's no big secret, no book you have read, no price you have to pay.
Let me know if you are interested. There is no harm in trying :)
Please go to my website (kitcampbell(dot)com) and tell me a little bit about yourself and what you feel you 'know' about Crohns. I will then send you
some questions and after the responses I get, work out who I can coach through this.
This is not a competition or you really wanting to be free from Crohn's, that is a no-brainer. This is about finding out if your mind is stuck where you are, or is open to more forward from where you are :)
I so look forward to hearing from you :)
Cheers
Kit

lil about insurance
by: cheryl

Hi Ashley,

Tell your mom to call her insurance co. If you are her dependent the coverage is usually til 24 if you are a "Full-time Student". She would get proof from the college & can usually fax it to her ins. co. Then hopefully after college you can get a great job with a large company(large groups do not have pre-existing clause(ex. IBM, Fed, State, any of the Fortune 500 copanies etc) and you will be fine. I work for Blue Cross Blue Shield NY. I have MS,RLS and did the pill camera test today. I am pretty sure I have crohns but will find out for sure next week. Ask me any insurance questions you have. Hope this helps.

Insurance
by: Anonymous

You need to get insurance before you go off of your parents insurance. If there is any gap in insurance coverage then it is considered a preexisting condition and the insurance can refuse to pay for any treatment related to your Crohns disease.

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what will happen, crohns and no insurance

by jwyatt
(logan,ut,usa)

i have crohn's and i have no insurance what will happen if its not taking care of?

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I'd like to offer a possible alternative
by: Kit Campbell .com

It is with much sadness that I see any sufferer of the gastrointestinal tract write about their experiences.
Through this site, I have 'shared' with quite a few individuals now and the positive results just keep me going on.
Please note that I am not a doctor, nor a medical specialist, but I am a PREVIOUS sufferer of 40 years of Crohn's disease, from 3 months old, and am now free from it at 55 :)
I would like to pose a suggestion.
There are 22 messages here about health insurance.
Whatever you feel is necessary to do right, do it. Whether it is health insurance, medicine or surgery.
What I would like to offer is to coach one of you and share this with others anonymously.
Should we have the success of clearing you from Crohn's, then you would have the opportunity to help others, just like you might have helped yourself.
There is an important factor that needs to be in place for me to work with you.
You need to be open with your thinking, be open to change the way that you think and above all, be honest.
Please email me your interest and I will send you a list of questions, in order to determine who I choose.
Please understand, this is just someone who suffered and who would like to help others help themselves to stop suffering too.
I wish to share with the medical profession, that cells in the body respond and change to their environment. It's very obvious now.
I have just last week given a lecture at the University of Tasmania to an audience of scientists and doctors and as a result, the IBD specialist who invited me, wants to do a medical paper with me to present to the medical board and hopefully change the way medical students are taught. I am also going to be speaking to the students there in further talks.
The 'sharings' that I have can be adapted to anyone who reads them, so hopefully this will help others along the way. There's no big secret, no book you have read, no price you have to pay.
Let me know if you are interested. There is no harm in trying :)
Please go to my website (kitcampbell(dot)com) and tell me a little bit about yourself and what you feel you 'know' about Crohns. I will then send you
some questions and after the responses I get, work out who I can coach through this.
This is not a competition or you really wanting to be free from Crohn's, that is a no-brainer. This is about finding out if your mind is stuck where you are, or is open to more forward from where you are :)
I so look forward to hearing from you :)
Cheers
Kit

There is help.
by: Brian

jwyatt,
There are some things that can help with your situation.

Please read my post here:
https://www.crohns-disease-and-stress.com/crohns-and-getting-help.html

I would be happy to send you what I found at no charge. I would also be happy to talk to you about it. It is a natural approach. It helped me recover. I can make no promises but would love to see if it has the same effect on others with Crohns.

What is your current situation with the disease? How bad is it?

Brian

no insurance
by: Anonymous

I only have major medical so my Asacol and Entocort are not covered. I also have a wonderful gastro that works with me financially. I get my prescriptions from canadadrugs.com. The patient assistance programs were of no help to me because the income qualifications are so low. The only drawback to getting my meds on line is it takes at least 14 days to receive an order so you really have to order ahead. Please everyone write your representatives and show your support for health care reform.

no insurance
by: Jawanna

The good news is you can go to clinic. There are free clinic that will set you up with doctors to help you with the diease. That is what I am doing. I just got out of the hospital with a big Chrohn flair. The clinic I go to will set you up with medical and they will pay for majority of my hospital bill. Yes you have to have someone to check you out with this diease. It does needs to be monitored. Go to the free clinic and do some google searches on Free or low cost clinics. You will be surprized about the resources that are there for people like us with no insurance.

entocort
by: Anonymous

can you not take prednisone instead of entocort? They are both steroids, just pred will cause more side effects. But, pred also only costs around $20.00 for 90 pills. My doc said the ONLY way insurers would consider paying for entecort was if I was allergic to prednisone. They do the same thing as far as stopping the swelling though.

crohns and no insurance
by: Anonymous

i also have crohns and no insurance how do you get help with doctor bills and meds entocort cost 250.00 for 10 days of pills need help please

patient assitance programs
by: Holly

it can lead to some yucky complications. You can get help w/ meds through the manufacturers patient assistance programs. I am currently getting meds for free. I have no insurance and am currently spending about 120.00 per month for dr visit and blood work. it is cheaper than any insurance for pre existing condition. When I actually get into remission it should be even less per month. Good luck!

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Crohn's Disease Insurance

by Kelsey
(Illinois)

Insurance with Crohn's disease? I will be graduating form college this spring and I'm wondering where to start. My present health plan is under my father, who is a teacher.

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I'd like to offer a possible alternative NEW
by: Kit Campbell .com

It is with much sadness that I see any sufferer of the gastrointestinal tract write about their experiences.
Through this site, I have 'shared' with quite a few individuals now and the positive results just keep me going on.
Please note that I am not a doctor, nor a medical specialist, but I am a PREVIOUS sufferer of 40 years of Crohn's disease, from 3 months old, and am now free from it at 55 :)
I would like to pose a suggestion.
There are 22 messages here about health insurance.
Whatever you feel is necessary to do right, do it. Whether it is health insurance, medicine or surgery.
What I would like to offer is to coach one of you and share this with others anonymously.
Should we have the success of clearing you from Crohn's, then you would have the opportunity to help others, just like you might have helped yourself.
There is an important factor that needs to be in place for me to work with you.
You need to be open with your thinking, be open to change the way that you think and above all, be honest.
Please email me your interest and I will send you a list of questions, in order to determine who I choose.
Please understand, this is just someone who suffered and who would like to help others help themselves to stop suffering too.
I wish to share with the medical profession, that cells in the body respond and change to their environment. It's very obvious now.
I have just last week given a lecture at the University of Tasmania to an audience of scientists and doctors and as a result, the IBD specialist who invited me, wants to do a medical paper with me to present to the medical board and hopefully change the way medical students are taught. I am also going to be speaking to the students there in further talks.
The 'sharings' that I have can be adapted to anyone who reads them, so hopefully this will help others along the way. There's no big secret, no book you have read, no price you have to pay.
Let me know if you are interested. There is no harm in trying :)
Please go to my website (kitcampbell(dot)com) and tell me a little bit about yourself and what you feel you 'know' about Crohns. I will then send you
some questions and after the responses I get, work out who I can coach through this.
This is not a competition or you really wanting to be free from Crohn's, that is a no-brainer. This is about finding out if your mind is stuck where you are, or is open to more forward from where you are :)
I so look forward to hearing from you :)
Cheers
Kit

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crohn's and insurance

does anyone know of an insurance company that will at least accept you even if you have crohn's? especially in FL? i know it's not likely, but any information would be helpful.

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Insurance For It...

by Kasie
(Houston, Texas)

I was wondering if anyone could help me find health insurance or a Crohn's Disease patient??? Me an my mother have not been able to find any insurance that will take my brother being at a high risk, as he is. This is a life or death situation that has come upon him, could I get you to please, help me...point me in the right direction? Please, anyone? Thank you, in advance.

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Crohns coverage for elders
by: Robert

My wife is 66 are there any options for her as far as insurance for Crohns Disease?

We're moving from New York to Florida. Any advice would be much appreciated.

Insurance
by: Julie

Just to let you know- I am looking for the same answers myself... you are not alone- any advice from others would be great!

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health insurance after losing job

How can a person get insurance coverage if they just lost their job and can't afford cobra? I have crohn's disease

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Insurance
by: rich

You might try a county or federal aid program, or maybe med-cal if you live in California. My son is an adult and has Crohns, he had to resort to county aid through the hospital. It's very tedious, so be prepared, as it might take a while.

Good luck

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Insurance

by Gary
(Lakeland, Florida, United States)

I am 21 and I will not be able to use my moms insurance soon. My job doesn't offer insurance to part time employees. I was wondering what the best insurance companies might be for a crohn's patient to go through. I'm not necessarily looking at the lowest cost but the best for the buck.


Thanks
-Gary

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may be able to keep your mom's insurance longer
by: jason

Hi. If you're 21 and working part time b/c you're in college, most insurances will extend coverage to you until you're 25 yrs old. Check with your mom's insurance. I was able to stay on my parent's insurance until I was 25 yrs old b/c I was in college and then graduate school.

But, if you're not in school and working part time, consider two options:

1) Get in college/grad school full time and use your parent's policy for another 4 yrs.

2) Get a full time job that will offer insurance.

My experience is that private insurance with cost you at least $500/month or more.

I have Aetna and it's bad. I had Keystone before and it was not great. Blue Cross Blue Shield is the best I have had.

Best of luck

Insurance
by: Shawna

I had Blue Cross and Blue Shield when I had my bowel ressection and they covered a ton of it. I am not sure if it's available in Florida, but I had it here in Missouri. It's worth checking into. Hope this helps.

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Insurance advice before I see a doctor.

by Roberto
(AZ)

I am looking for basic help from people that have gone through similar situations as myself in hopes to shed some light on the best route for me.

I am 27 years old and have had the symptoms of Crohn's for about 14 years now. I went to a specialist once when I had a little money saved at age 21. After spending a few minutes with him he informed me that before I went any further with testing I should get insurance before he diagnoses me.

Here I am six years later and after giving somebody 20 dollars to cut in front of him in a long bathroom line because I was having a flare up I have decided enough is enough.

I currently do not have insurance but do not want to sign up with a company that will end up totally screwing me over.

In the meantime I imagine that I will start with the fish oil since I have yet to try it. I have tried other natural remedies in the past to no avail.

I appreciate any input, thanks.

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Health Insurance for Student with Crohn

by Liana Manole
(Ottawa, Ontario, Canada)

We are a Canadian family. Our daughter has Crohn's. She is about to star a Master degree in Chicago.
We are looking for advise to shop a good Health Insurance for her.
Best wishes of health to everybody!

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health insurance

by maryann
(Omaha, Nebraska)

My brother has crohns and I was wondering if anyone knows a insurance company he can use that does not have extremely high rates? Mutual of Omaha raise his premiums from $200.00 to $500.00 recently. Is there an alternative?

Thank you

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Ouch
by: Anonymous

Disability is an option, there could be something available through the state as well. At least there is here in Illinois. That's the route I have to go once my cobra lapses assuming I don't find more work by then, cause no one will insure me cause of the crohns. I currently have blue cross through cobra, and they wouldn't even issue me a new policy!
Not to state the obvious, but try not to let his insurance lapse, or he could be screwed for the first year with new insurance if they have a pre-existing condition clause.

my son
by: Anonymous

my son has crohns and he got disabilty . you can apply for disabilty . my son has severe crohns . hes 9. they told me that theres 7 differant types of crhons. his is the worst.

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Help! Insurance and Crohn's !!

by Haley
(Atlanta, Ga)

I am 24 years old and was on my parents insurance while in college until I took a semester off and was knocked off their insurance. Unfortunately, I was diagnosed with Crohn's during this time and now I can't get coverage anywhere. My doctor said my best bet was to get a job with the government. However, I am still in school and I would like to finish before I jump into a job I don't want...just because I need the insurance. I don't want Crohn's to run my life like that. Has anyone experienced this? I need help, advice or suggestions... Please!

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patient assitance programs
by: Holly

So far, it has been cheeper for me to pay for the dr., but apply for assistance w/ my meds. Google Patient assistance for whatever med you need and fill out application. If you meet criteria you can get the meds straight from the company for free. This has been a life saver for me. Also if you need blood work, you can shop around for best prices and have them send the info to your DR. I am spending about 120.00 per month for dr visits and blood work and getting meds for free. That is cheeper than any kind of insurance I could find w/ a pre existing condition. Good Luck!

Supplemental Insurance?
by: Anonymous

I too have recently been diagnosed with Crohn's and would have liked to have previously had a supplemental insurance plan to help with expenses if ever I am forced to retire. Do you have to be completely disabled- not working- to receive Social Security Disability and does anyone know if it is worth it to fight for it?

I believe your doctor is right
by: Anonymous

I believe your doctor has given you a good advise. Look for a goverment job that it's easy, not stressful. I believe even part-time employees have insurance. You are going to need coverage for this illness so I a really recommend that you get it. Even if you have to take only on class at school, look for an easy part-time job at the goverment that gives you time to study like watching a parking garage or something like that. I know the pay might not be so good but please do not get stressed, I have notice and read from other people that stress do worsen this illness

i hate insurance companys
by: Anonymous

dear haley i feel for you for 2 reasons my daughter has crohns and has to be on disability for her to be covered.But there was a time when she was't covered.Don't stress over it because everytime she went into a hospital they treated her anyway. bottom line is they have to treat you if you go to the ER. second recently my husband had a mild stroke and we didn't have coverage.now to get coverage it is very exspensive.and they won't cover anything that has to do with his stroke for atleast a year.he's only 46 so its rare at his age.you can find insuranse co. that will cover you though.but it won't be cheap.

Your health comes first
by: Rachel

Maybe you do need to take off from school and get this figured out. A degree isn't going to do you any good if you are too sick to use it.

yeah
by: Anonymous

I need info too..

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Lack of insurance

by Claudine Young
(Lake Jackson, Texas)

My grandson who is 30 years old was diagnosed with Crohn's disease about 2 years ago. His job does not offer group insurance and because of his disease private insurance is unaffordable for him. Therefore he is not under a doctor's care and takes laxatives after almost every meal to try to manage the pain.

I am very concerned as he continues to lose weight and has no energy. Could someone please tell me if there is some organization or group that will help. I know he should be under a doctor's care.

I would also like to find a local support group for him.

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Could Help
by: Anonymous

I do not have Crohns, I have Sarcoidosis (16 yrs). My boyfriend of 10 yrs does. I have had to go on disability, this was very difficult. But over the last yrs sitting in doctors office, or many times when I'm out people will start speaking to me about their illness and how they can't afford medications. These are the few things I do know, if you can't afford a certain medication, you need to contact the company who makes it, there is a program that now assist. Tell your doctor that you can't afford the medication allot of times drug reps leave these meds and the just go out of date in his closet. He/she will be aware of any programs thats assists with meds..There are co-health insurance companies out there now although yes it may cost 30-40 dollars extra a month, it would cost you that to go to the doctor one visit. Also try going to your State Family assistance office, I learned the hard way this is not just for individuals that can't work it is also for those who are but need help!!! They want to make sure you stay employed. DO NOT BE EMBARRASSED for using these options!!! You have paid for them, your your parents paid for them....

he sould leave his job
by: Anonymous

He should leave his job for one that offers group insurance rates. Probably the hardest thing to do but the best thing to do.

insurance
by: Anonymous

the crohns and colitis society of bc can probably tell you where to get help.

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Crohns / fistulas / insurance

by rich
(Clovis, Ca. USA)

My son is 26yrs old., diagnosed 1-1/2 yrs. ago, has lost about 30 lbs. can't work and has no insurance.
He has an anal fistula that had to be lanced last week. He still has no antibiotics and no meds for his Crohns. He doesn't qualify for medi-cal in Calif. and can't get to the Dr.
Any suggestions would be greatly appreciated.

God Bless
Rich

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Insurance

by Ashley
(OHIO)

My brother has Crohn's Disease since he was little, his insurace is Medical Mutual of OHIO and they all of a sudden stopped paying saying precondition. How can i help him with all these bills? what about the creditors?

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hope this helps!
by: cheryl

I work for Blue Cross Blue Shield NY. If he is covered under a small group(usually less than 50 employees) then the pre-existing clause usually applies(usually the first 6 months of coverage). They will usually over ride that if you show proof of prior insurance(you can get that certificate from your former insurance co.). Provided you can show there was no gap in coverage you should be ok. This pre-existing clause is the prime reason why you want to try to keep the same insurance. Everytime you change carriers the cycle starts all over again.

hope this helps!
by: cheryl

I work for Blue Cross Blue Shield NY. If he is covered under a small group(usually less than 50 employees) then the pre-existing clause usually applies(usually the first 6 months of coverage). They will usually over ride that if you show proof of prior insurance(you can get that certificate from your former insurance co.). Provided you can show there was no gap in coverage you should be ok. This pre-existing clause is the prime reason why you want to try to keep the same insurance. Everytime you change carriers the cycle starts all over again.

hope this helps!
by: cheryl

I work for Blue Cross Blue Shield NY. If he is covered under a small group(usually less than 50 employees) then the pre-existing clause usually applies(usually the first 6 months of coverage). They will usually over ride that if you show proof of prior insurance(you can get that certificate from your former insurance co.). Provided you can show there was no gap in coverage you should be ok. This pre-existing clause is the prime reason why you want to try to keep the same insurance. Everytime you change carriers the cycle starts all over again.

Centocor
by: Anonymous

I had problems getting insurance, but the company the produces remicade has a program to pay for the medicine. You will still have to pay for the infusion but with Remicade treatments going for about 5-8000 dollars it does help. Find them at www.remicade.com

Centocor
by: Anonymous

I had problems getting insurance, but the company the produces remicade has a program to pay for the medicine. You will still have to pay for the infusion but with Remicade treatments going for about 5-8000 dollars it does help. Find them at www.remicade.com

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Obtaining Health Insurance With Crohn's

by John Fierro
(Mesa, AZ )

My 24 year old son was just diagnosed with Crohn's Disease. He has recently applied for admission into optometry school. He can/will be covered under our insurance until he's 26. Hopefully at that point, he will be in the middle of his optometry curriculum.
Can anyone offer any information on obtaining health insurance? I contacted the Arizona State agency dealing with insurance for people with pre-existing conditions. I was informed that he would not be able to apply for coverage since he is currently covered. Starting in 2014, insurance companies can no longer exclude people from coverage due to pre-existing conditions. He will be 26 in August of 2013. At that point, he will be without coverage until 2014 arrives but according to current regulations, he cannot apply for coverage until he has been without coverage for 6 months (who came up with that regulation?) which means he cannot apply until February of 2014.

Any suggestions would be greatly appreciated. I know I have 2 years to deal with this and who knows what the government will come up with by then but I'm just trying to be pro-active.

Just a thought, instead of us sending billions of dollars to other countries, can't we help our own first and then take care of the rest of the world?

Sincerely,
John

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Health Insurance for people with Chrohn's

Help please! I'm self-employed, living in the State of California and cannot find affordable health insurance. Any suggestions?

Thanks!

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health insurance for crohns

by lucy
(wales uk)

hi there was just wondering if any1 knows of a good health insurance in the uk for crohns sufferers

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Insurance making me go off Cimzia

I have been on Cimzia for a year and half with good results. My employer switched to BCBS and they will not pay for it anymore. Can anyone tell me what happens when you stop Cimzia?

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Cimzia
by: Lili(NJ)

There is no reason why you need to stop using Cimzia, especially if it is working.
All of the Pharmaceutical companies have what you call a "patient assistance program" contact your Dr. and have the doctor or nurse give you the information. You can even get an application on-line.
Even if you have health coverage in most cases you can qualify for the assistance even if it just means a co-pay out of your pocket...

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insurance for crohn's patient

by sneha
(Phoenix,AZ)

Hi I am 25 yr old suffering from crohn's since past 10 yrs.I was in India when they diagnosed it,later moved to USA. I work for a small company and they said they will not be able to provide me with health insurance.I am green card holder(not a citizen yet).Any suggestions on how to get insurance?Thanks in advance. PLEASE HELP ME.

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UK
by: Sunil


HI Sneha
I can't help but I can sympathise. I live in the UK and feel lucky cause here there are no problems with health insurance. We have the NHS and its all free. I talk to US crohns sufferers and some have problems with the medical costs as well as the stress of crohns.
Take care
Sunil

I feel your pain
by: Anonymous

My son is soon to lose his state insurance at the age of 19, I feel you pain. Get a job with a large company and get group insurance. Good luck

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chron's disease and insurance

I currently do not have health insurance. I work but it does not provide health insurance until I make my hours. I would love to work a lot but it is not up to me to get the hours or not. I am in pain and need to see a doctor. I have a colonoscopy and am having trouble with it. Could you please refer me to someone who can help me with this answer?

Thank you,
Micheal Perry

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help
by: Anonymous

Look for public health assistance. My adult son has no insurance either and has Crohns. If it wasn't for public assistance, i.e., medical, medicare, what ever your area has to offer, he would be dead. It's a real hassle to get on some of these assistance programs, but definitely worth it to get healthy. Don't wait too long, with any on going disease, depression can set in quickly, it will take you by surprise and ruin your life. I know from experience.
Best of luck to you.

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insurance for pre-existing crohns disease under obamacare

by John Fierro
(Mesa AZ)

My son was diagnosed with Crohn's disease 18 months ago when he was 24. He will be turning 26 this August. As Obama Care's insurance coverage for pre-existing conditions will not go into effect until January 2014, we will keep my son on our insurance utilizing the COBRA option.

Does anyone have information on pre-existing insurance coverage? I have contacted several of the larger insurance companies but came away with basically no information. This is supposed to go into effect on January 1!

If anyone can provide me with some direction, I would be sincerely grateful.

Thanks,

John

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HEALTH INSURANCE

by John Fierro
(Mesa, AZ )

My son was recently diagnosed with Crohn's Disease. He is 24 years old, graduated from college last December (2011) and is applying for optometry school. He can/will be covered on our health insurance until he is 26 years old. Will it be difficlut for him to find health insurance coverage due to the Crohn's diagnosis?

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Is there any type of added coverage out there in case I become disabled?

by Julie
(Louisiana)

Hi- after recently being diagnosed with Crohn's Disease, I am trying to get my duck's in a row... I am a teacher and have Short & Long Term Disability plans. However, I have heard of Disability Insurance as a supplement if ever I become disabled and am forced to retire. The few phone calls I've made says that I would probably be rejected/denied-- does anyone out there have any suggestions or companies to try?

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HELP FOR YOU
by: MICKEY

http://advocacyforpatients.blogspot.com/2008/12/advocacy-for-patients-with-chronic.html

GO TO THE ADVOCACY FOR PATIENTS WITH CHRONIC ILLNE, THEY CAN HELP.

HELP FOR YOU
by: MICKEY

http://advocacyforpatients.blogspot.com/2008/12/advocacy-for-patients-with-chronic.html

GO TO THE ADVOCACY FOR PATIENTS WITH CHRONIC ILLNE, THEY CAN HELP.

crohns
by: SANDRA

Hi I am sorry I dont know. x x

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